What Does Garage Keepers Coverage Cover

Garagekeepers liability coverage is an insurance policy that covers different types of risks that are likely to affect a customer s car while it s in a car shop.

What does garage keepers coverage cover.

Garage liability insurance is a policy that covers bodily injury or property damage caused by an incident out of garage operations. This kind of coverage also includes the ownership and use of the autos as well as maintenance. The policy refers to the ownership maintenance or use of locations for garage business operations. Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations.

This can include damage during road test drives and. Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder. The risks that may arise in an auto shop include customer injuries faulty products manufactured at the shop and property damage of a vehicle while in the custody of the shop. What is garage keepers coverage.

Garagekeepers coverage is an optional line offering protection to the garage business for loss to a customer s auto left in the insured s care custody or control. Garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. This term means the use of locations for the purpose of a business of selling servicing repairing parking or storing customer s autos. Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations.

A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations. Generally the coverage is ideal for businesses that handle cars and trucks in some form but are not auto dealers. It s a form of bailee liability whose purpose is to protect your client s car van truck or motorcycle while you have it in your garage for parking storing or performing a service. It protects a customer s vehicle when you are keeping it at a covered location for parking or storing or to perform service.

Garage keeper s coverage is mainly applicable to service stations car dealerships repair shops and tow truck drivers. Garagekeepers coverage filling in the gaps mentioned above garagekeepers offers coverage directly to the vehicle left in the business care no matter if that car is simply being parked or being left with your business for repairs.