What Is Garage Keepers Insurance Coverage

Garage liability is not garage keeper coverage.

What is garage keepers insurance coverage.

Types of garage keepers insurance the two main types of garage keeper s coverage are garage liability insurance and garage keeper s policy. Policies relating to injuries. Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example. The difference between garagekeepers and garage liability insurance.

What is a garage keepers insurance policy. Garage keepers insurance also called storage location insurance in certain us states essentially provides protection or insurance against any damage to a vehicle by theft vandalism collision or fire. Covers bodily injury and property damage related to an accident arising from garage operations including ownership maintenance or use of the. Garagekeepers coverage is an optional line offering protection to the garage business for loss to a customer s auto left in the insured s care custody or control.

Garage liability serves as a hybrid policy commercial general liability with a bit of commercial auto coverage that s specific to garage operations and auto dealers. Garagekeepers liability coverage. A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations.

Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder. It s a form of bailee liability whose purpose is to protect your client s car van truck or motorcycle while you have it in your garage for parking storing or performing. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision. Simply put garage keepers insurance or garagekeepers legal liability coverage is available for businesses that have service repair stations body shops or towing services.